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PureSplit vs Tricount

Tricount is a European favorite — these days owned by the bank bunq. PureSplit is the independent, ad-free alternative. Here's an honest look at both.

We'll be straight with you — including the bits where we're still catching up.

The honest side-by-side

FeatureTricountPureSplit
PriceFree, ad-supportedFree, no ads
Owned bybunq (a bank)An independent developer
AdsYesNone
Banking cross-sellYesNone
Join without an accountVia shareable links
Multi-currency expenses
FX-aware settlementBasicStrict + FX modes
Receipt attachments
Full web appLimited
Native mobile appsiOS + AndroidNot yet
Subprocessor transparencyVia bunqFull list, public

What Tricount does better (for now)

Join without an account

Spin up a tricount, share a link, and everyone splits costs without signing up. PureSplit's version is shareable claim links — Tricount's flow is still a touch smoother for one-off trips.

Native mobile apps

Tricount has mature apps for iPhone and Android. PureSplit lives in the browser (and installs as a PWA) — there's no native app just yet.

A big EU community

Especially across France, Belgium, Italy, and Spain. Your travel group might already be on it.

Backed by a company

bunq's resources mean Tricount isn't going anywhere — a fair point for peace of mind.

What you'll love about PureSplit

Independent, not bank-owned

Your expenses don't sit inside a fintech that wants to turn you into a banking customer. No upsell, no nudges to open an account.

No ads, ever

Tricount funds free users with ads. We don't monetize free users at all.

Great in the browser

A real desktop experience, not a phone app with a thin web fallback — and nothing to install.

Money math that's always right

Amounts tracked to the exact cent, with two settlement modes. No drift across currencies.

Open about everything

Every subprocessor and what data goes where is on our privacy page.

Coming over from Tricount? It's easy

Tricount can export a tricount as CSV or Excel from the app. A native importer is on our list; for now, recreating a group takes just a few minutes.

Questions you might have

Isn't Tricount also free?

It is — but it's ad-supported and bank-owned. PureSplit is ad-free and independent.

Do I need to download an app?

Nope. PureSplit runs in any browser and adds to your home screen. A native mobile app may come later.

Can I join without an account like on Tricount?

Via shareable claim links, yes. Tricount's flow is smoother for one-off use; we're closing the gap.

Where's my data kept?

On servers in Germany — Nuremberg and Falkenstein. Always in the EU.

Give PureSplit a try

Free forever, no card, no ads. Start a group in under a minute.

Create your first group