Friendly comparison
Splitwise has been around for years and does a lot well. PureSplit is the free, privacy-first, EU-hosted newcomer. Here's an honest look at both — so you can pick what fits.
We'll be straight with you — including the bits where we're still catching up.
| Feature | Splitwise (Free) | Splitwise Pro | PureSplit |
|---|---|---|---|
| Price | Free, with ads | $4/mo | Free, no ads |
| Multi-currency expenses | |||
| FX-aware settlement | Basic | Better | Strict + FX modes |
| Receipt attachments | |||
| Recurring expenses | On the way | ||
| Spending charts | On the way | ||
| In-app notifications | |||
| Full web app | Limited | Limited | |
| Native mobile apps | iOS + Android | iOS + Android | Not yet |
| Data residency | US | US | Germany |
| One-click export & delete | Partial | Partial | |
| Ads | Yes | No | No |
Splitwise has polished apps for iPhone and Android. PureSplit runs in your browser and installs as a web app (PWA) — lovely on mobile, but not an app store download just yet.
Chances are your friends already have Splitwise. Getting the group to try something new takes a little nudge.
Splitwise has been refining its app since 2011. We're just getting started — and moving fast.
In some countries Splitwise links straight to Venmo or PayPal. We record that a payment happened, but don't move the money for you.
Every feature, free. No Pro tier, no locked buttons, no “upgrade to continue.”
Hosted in Germany, GDPR-clean, and we're upfront about every service that ever touches your data.
Open it in any browser and you're in. Add it to your home screen if you like — no app store, no updates to chase.
Every amount is tracked to the exact cent, so balances never drift by a mysterious penny — even across currencies.
One privacy-friendly analytics signal you can switch off. That's the whole list.
We tell you exactly where your data lives and who processes it. It's all on our privacy page.
Splitwise lets you download your data as a CSV under Account → Download a copy of your data. A one-click importer is on our list; for now, setting a group up fresh takes a couple of minutes — then you're sorted.
Yes — properly free, forever. No Pro tier, no surprise bill.
Nope. PureSplit works in any browser, and you can add it to your home screen for an app-like feel. A native mobile app may come later.
Only if free, EU-hosted, and privacy-first sound good to you. Splitwise is great too — there's no wrong answer.
Absolutely. Try us alongside Splitwise and see what you prefer.
On servers in Germany — Nuremberg and Falkenstein. Always in the EU.
Free forever, no card, no ads. Start a group in under a minute.
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